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We at Senior Care Insurance Services, Inc. of Madison have been the marketing agency for the State of Wisconsin, Department of Employee Trust Funds (ETF) approved long term care plan through the John Hancock Life Insurance Company since 1999.
John Hancock Custom Care II - The right protection at any age.
A common misconception about long term care is that only seniors need to plan for it. However, more younger people than ever are incorporating long term care needs into their financial plans. In fact, one-half of current long term care insurance policy owners purchased their policies before age 65. {read the entire brochure)
The John Hancock
Long Term Care Insurance Plan -For State of Wisconsin Employees & Annuitants |
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John Hancock is offering its long-term care insurance policy, Custom Care II , to eligible state and university employees, annuitants, employees' spouses, parents and parents of the spouse.
This voluntary long-term care insurance policy is offered at a discounted premium.
John Hancock has been a dependable LTC insurance carrier for the State of Wisconsin program
since 1998, and Senior Care Insurance has been the marketing agency.
The John Hancock Life Insurance Company represents stability, financial strength and
dependability for your future care and estate conservation.
The policy emphasizes Home Care Benefits as well as traditional coverage in Assisted Living
Facilities and Nursing Homes.
Home Care Benefits include: |
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- Skilled & Unskilled Visits
- Home Modification
- Emergency Response System
- Homemaker Services
- Necessary Medical Equipment
- Monthly Cash Benefit Rider to allow for the use of friends or family for care or other expenses. xx(additional premium)
- Primary Care Giver Training
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Return of Premium . If the policyholder dies prior to age 65, there is a refund of paid premiums less any claims paid. An optional rider can extend this benefit beyond age 65.
Get a Free No Obligation Quote Now! <Click Here>
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Policy form LTC03WI: Premium will vary with the choice of benefits selected.
Notice of Disclaimer:
This insurance plan has been authorized by the Group Insurance Board (Board) for the purpose of offering long-term care insurance to eligible State of Wisconsin employees and retirees under authority granted by Wis. Stats. 4055 and as set forth in Wis. Admin Code EFT 41. The criteria the board uses involves meeting several requirements which include, but are not limited to: documentation of financial stability, demonstration of a reasonable ratio of claims paid to the premium level, authority to conduct business in the State of Wisconsin; agreeing to conditions for the rate-making process; and other administrative conditions. Department of Employee Trust Funds (Department) staff and the Board's actuary review proposals for participation prior to Board approval. However, the Board does not require competitive bids or a benefit comparison with similar products from other vendors. Authorization for payroll deduction should not be construed as an endorsement of this plan by either the Board or the Department.
Long Term Care is underwritten by John Hancock Life Insurance Company, Boston, MA 02117
175-04052005-10423523 |
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